Storm Damage – When Mother Nature Strikes

As we all know, Mother Nature is very unpredictable. Even when we know what’s coming, it’s not always enough time to prepare.


Flooding Caused by Storm Damage

storm-damage-to-homeFlooding is a major problem that comes with any type of storm. Most people only have time to board up their windows and make a quick run to the grocery store for the essentials to ride out the storm.

No one really thinks of the devastating flood damage and water soaked property that storms can leave behind. Within as little as 48 hours, water damage can really set in and start the process of destroying your home, business, and valuables. Storms can be stressful enough without having to think about the after-effects of flooding.

Blizzards and Snow

Flooding can happen anywhere at any time. No one is excused from storm damage and all of the repercussions that comes with it. Northern states have to deal with snow and blizzards, which eventually melts and turns into water, which can lead to issues. Pipes can also freeze which can cause them to crack.

Hurricanes and Tornadoes

In the southern states, there are hurricanes, tornadoes, and even really intense rain storms that cause devastating flooding that leave tons of damage in their wake. Hurricane winds can reach up to 155 miles per hour, and can push the sea water several hundred miles inland due to storm surges.

Slow Onset Floods

Even the slow acting floods are a problem. River banks can overflow causing severe flooding and mudslides, which can carry rocks and other destructive debris, causing further damage along the way. People may be aware that the water is coming, but they aren’t sure the extent of destruction it can actually cause.

With time to prepare, people may think that the water can be somewhat halted and the devastation won’t be as bad. Unfortunately, the more pressure that builds up, the faster the water can move. So not only does the flooding cause severe water damage, but the water current can be so strong that it can actually pick up and move items such as cars and houses, which can further destroy anything that is caught in it’s way.

Overland Flooding

Overland flooding is the most common type of flooding that can affect you. This is caused when rivers and streams overflow their banks and water saturates the ground. Oftentimes, the flooding results in the city storm drains reaching their capacity after a snow melt or sudden water rise, and then back up into the neighborhoods and homes that they are designed to protect. This causes stagnant water in yards, homes, and businesses which then leaves behind the possibility of ruined personal items and the invitation for mold.

Once the water recedes, that’s when the real damage will present itself.

Another unfortunate form of overland flooding is when man-made structures that are meant to protect the community fail to do so. The most famous case of this dates back to 2005 when Hurricane Katrina caused so much flooding in New Orleans that the levees broke. This resulted in over 80% of flooding in St. Bernard Parrish after tens of billions of gallons of water broke through. This subsequently flooded over 100,000 homes and businesses in Louisiana and the surrounding states.

When the storm hit, it was assumed that the levees would shield the city and keep the majority of water out. Unfortunately, the opposite happened. No one took into account the extreme amount of extra water and pressure this would release on the city, and the deadly repercussions this would cause.

What Flooding Leaves Behind

Not only can the actual flood cause extreme damage to your home or business, but the stagnant water the flooding leaves behind is also a serious problem. This can result in an unsafe environment for you and your family, causing you to be displaced while your home or business is properly repaired, which in turn causes the situation to become even more expensive.

In addition, there may not be enough time for your ruined, irreplaceable personal items to be saved. The quicker that you identify that there is a problem and where it is located, the sooner the damage can be fixed, and the less long term water damage and personal disruption you will sustain.

 

References:
Safety Insurance (2016), Safety Insurance: What Causes Flooding and Will My Homeowners Insurance
Cover Flood Damage Retrieved from:
https://www.safetyinsurance.com/resource_center/homeowners/flooddamage.html

Dririte Emergency Services (2014). Flood Damage Emergency,
Retrieved from: http://dririte.net/flood-damage-emergency/?gclid=CMGggNWPlswCFYFahgodlRoP6Q